ies. Please see the attached memo. There is some background on the split-dollar policies discussed. Elyse G. Kirschner I Partner McDermott Will 8, Eme LLP 340 Madison Avenue, New York, NY 10173 www.mwe.com From: Jeffrey Epstein [maittojeevacation@gmalkoom] Sent: Friday, April 19, 2013 10:07 AM To: McCaf