o Trust, a New York Trust J. Epstein & Company 457 Madison Avenue New York, New York 10022 Cheryl Pick Sommer Tracy T. Howell Denise M. Laktas Christopher L. Graeser January 29, 2003 Street Address 200 West Marcy. Suite 129 Santa Fe, New Mexico 87501 Mailing Address Post Office Box 1984 Santa Fe, New Mexico