SFERS SO 00 16 24% v SO 00 CASH ADVANCES SO 00 23 24% v SO 00 Total $0.00 Your Annum Percentage Rate APR is the annual nterest rate on your SCCOLA! t Variable Rate CONFIDENTIAL UBSTERFtAMAR00003570 EFTA00238920 Page 4 of 4 baling period if you pay the Statement Balance on the current bal