ent biting period if you pay the Statement fillanct shown on the current biting statement by the Payment Due Date in the current biting period. For Balance Transfers. interest wil accrue from the day we send the Ildance Transfer to the payee. For Checks. interest will accrue from the day the payee accepts the ch

ermine the amount of interest to be charged on your Account, we rust calculate the "valance Subject to Interest Rate" separately for Purchases. for Balance Transfers. and for Cash Advances. We applythe applicable Daily Periodk Rate or the DPR (the IWR for each category is the applicable APR shown on the front of

ermine the amount of interest to be charged on your Account, we tint calculate the "Firbnce Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We applythe applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable .APR shown on the front

is credited to your Account by the respective Payment Due Dates shown on those statements. For purposes of this paragraph, Purchases do not include Balance Transfers cr convenience checks.' Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rale used t