nt to enroll in REFT and have my monthly payments automatically deducted from the account on my enclosed check (see reverse - signature required). SEMNHNGB #0000000438118630e w 2000278 02AT8517 - MOO tt007021CO22.32201.1000:0:0 lousilliessil Illeolliellsoloolooloolesiluslollitulleololl JEFFREY E EPS