916 JPMorgan Chase EFTA00155226 kif•P-:3-VC:V;3: ' 3 '3 CR/312 By-Laws Page 2 ARTICLE El SHAREI-IOLDERS' MEETING SECTION 1. rrme_ Plus, and Purgost Meetings of the shardialders of the a:spot:non shall be hold annually 4 the principal place of business of the corporation in St Thomas, Virgin Islands, or