700 600 500 400 300 200 100 0 -100 -200 -300 Proprietary and Confidential EFTA00307169 Israelis are already banking over the internet Rapid Penetration of Broadband Internet (K, households) 71% penetration. second only to Korea 100 -200 - 830 640 q, r5 Q‘g ‘1‘ oti 950 1200 O<° 'Z.C° e e Hapoalim r eumi D