visions* Heavy cross subsidy 7 *based on Leumi and Hapoalim data Including mortgages iBank Proprietary and Confidential EFTA00307164 Israel's Banking Industry at a snapshot ▪ Key facts* Accounts: 4.5M Total Assets (2008/2009)- NIS1,062B / NIS 1,088B Total Loans (2008/2009)- NIS 732B / NIS 722B Total D