ferring to the "fundamental principle" that parties who may be ted by a contract action must be joined to it). FED. R. Civ. P. 12(bX3). Kressat v. Fed Ins. Co., 122 F. Supp. 2d 582, 587 (D.V.I. 2000); accord Myers v. Am. Dental Assn, 695 F.2d 16, 725-26 (3d Cir. 1982). 8T/OT :6d TT -22-S9 Harm/Junoo aolu