Riders are to be signed by Borrower (check box as applicable): ❑K Adjustable Rate Rider Condominium Rider Second Home Rider pi Balloon Rider P Planned Unit Development Rider 1-4 Family Rider nI VA Rider (✓ Biweekly Payment Rider X Other(s) (specify) Schedule "A" (J) "Applicable LAW." All controlling applicable fede