who is one of my Wealth Planning partners here at JP. Keep me posted. Neil Ash Ash & Parsont, LLP 122 East 42nd Street suite 2210 NY, NY 10168 John D. Cook EFTA00631871 BCRS Associates 100 Wall Street, 11th Floor Alan Dlugash Marks Panneth & Shron Paul Morris JP Morgan (office) (cell) This ema