October 11, 2008 5:48 PM To: Jeffery Epstein Subject: Fw: Term Sheet (4 pages), Program Summary (1 page) Attachments: Micawber -Term SheetDOC; SPV Structure v6.pdf Here it is. Eric X Cheung ---- Original Message ---- From: Eric X Cheung Sent: 10/11/2008 10:59 AM EDT To: Subject: Term Sheet (4 pages)