39211-4739 MERRILL //LYNCH PIERCE PENNER AND ♦A2 SMITH// INC, 4 WORLD FINACIAL CENTER ♦A3// NORTH TOWER 1316, NEW YORK NY ENHANCED EDUCATION VINCENT CARACCI BNY COST RRN -I SANK OF AMERICA N.A. 945744.08 1A 0 C CNECN NUMBER - 0126 30000.00 IA I W 04 DIRECT DEPOSIT 2431912740PRUDENTIAL FINNI 1