BANK TRUST CO. AMERIC NEW YORK NY TDS I W /- WELLS FARGO BANK NA 444 MARKET STREET FX OPERATIONS MAC NO. ax VOID /ACC/ +I CHARIE//S SCHWAB DAVID CUMMING + SUSAN CUMMING JT TE CO., INC +A1 SF120101Y-//09-220 +A2 101 MONIVOKERY /REC/225 FOURTH COMPANY /BNF/FOR 225 FOURTH CO ACCT ANY GUST RRN - CML OF