TIVE OCTOBER 13, 2066, IS U.S.C. §1692G OF THE FAIR DEBT COLLECTION PRACTICES ACT HAS BEEN AMENDED AS FOLLOWS: (a) LEGAL PLEADINGS — Section 809 of the Fair Debt Collection Practices Act (IS U.S.C. 1692g) is amended by adding at the end the following new subsection: "(d) Legal Pleadings — A communication in the form of a formal plea