also, let's consider a board meeting in St. Thomas in the fall? Wiring Inst. below: Bank of America New York, NY ABA# A/c Merrill Lynch Pierce, Fenner & Smith Inc Further credit to Lawrence and Katherine Krauss Merrill Lynch Account Number Lawrence M. Krauss Foundation Professor Director, Origins Initiativ

(S25,000.00) from the above account to: ABA Routing t 026009593 Bank: Bank of America Ale k: 6550113516 Account Name: Merrill Lynch Pierce, Fenner & Smith Inc Further credit to: Lawrence and Katherine Kran: • Merrill Lynch Account Numbe Refimmca Promissory Note • Sernèt11804:021t10,54:00 PVDè dirifECC

, also, let's consider a board meeting in St. Thomas in the fall? Wiring Inst. below: Bank of America New York, NY ABA A/c Merrill Lynch Pierce, Fenner & Smith Inc Further credit to Lawrence and Katherine Krauss Merrill Lynch Account Number Lawrence M. Krauss Foundation Professor Director, Origins Initiativ