are offered by L *Morgan Chase Bank. NA. and it; affiliates Securities products and servicesaro offered by F.P. Morgan Smithies 1.1.C, member NYSE. FRIBA and WC F.P. Morgan Mowities LLC Is an affiliate of i.P.Mcrgan Chafe Sank, NA sad other agates glob* as local resffinion permits. FDIC insurance and

iate Tax Free Income Fund and JPMorgan NJ Tax Free Income Fund held in the Bank's trust accounts or in the Bank's investment management accounts for FRIBA plans or IRAs. "Rebate- means an amount returned by the Bank to the account which holds the Fiduciary Shares. The tame amount n:presans the portion

diate Tax Free Income Fund and JPMorgan NJ Tax Free Income Fund held in the Bank's trust accounts or in the Bank's investment mongolian accounts for FRIBA plans or IRAs. "Rebate means an amount returned b• the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portio