. Voluntary Payments 47 17. Debts 47 18. Mutual Releases 47 19. Reconciliation and Matrimonial Decrees 48 20. Confidentiality. 49 21. Binding Arbitration. 52 22. Counsel Fees in the Event of Default. 54 23. Limitation on Penalties 55 24. Notice 55 25. Disclosure of Assets 56 26. General

al O H. Homeowners'/Flood In O R. Rezoning O AA. Licensee Property Interest O J. Interest-Bearing Acct. O S. Lease Purchase! Lease Option O BB. Binding Arbitration 20. ADDITIONAL. TERMS: COUNTER-OFFER/REJECTION 554° O Seller counters Buyer's offer (to accept the counter-offer, Buyer must sign or initial the