COMMLNICAllONS EXCWINCE Owing tlwongli ',enlists PIC a Sally owned subsidiary aT e Bonita New York Melba Cc•Pontim (MY Meta) Penne. MC. rnerwarc FilitatAteaPit 00047704 DB-SDNY-0010526 EFTA_00158313 EFTA01290341 Important Information and Disclosures (continued) Important Arbitration Disclosures (continu