. 2011. "Discount Rates." Journal of Finance 66 (4): 1047-1108. Cochrane, John H. 2013a. "Running on Empty: Review of 'The Banker's New Clothes' by Anat Admati and Martin Hellwig." Wall Street Journal, March 1. Cochrane, John H. 2013b. "Stopping Bank Crises Before They Start." Wall Street Journal, June 24.