788 EFTA02382011 Confidentiality Notice: This e-mail transmission and any fi=e or previous e-mail attached to it is intended to be viewed only by the p=rty to which it is addressed and may contain valuable business information=that is confidential and/or otherwise protected from disclosure under appl=ca

st $100=million, 1.5% on next $100 million, 1% thereafter). Note consists of a=proximately $500,000 in legal fees with the balance allocated between the p=rty arranging for the insured lives and a sales charge &n=sp; Issue fee: $3.9 million ($300 per life) EFTA_R1_01982308 EFTA02679304 - &n=sp; DAC t