_01979480 EFTA02678833 GOLOMT BANK Banking Sector Gross Loans and Deposits _FM (MNT trn) 4.6 2008 2009 Gross loans ■ Deposits 2010 2011 The Overall Banking System is Well Capitalised (CAR, %) 13.3 11.1 15.1 15.0% 2011 2008 2009 2010 Highlights K Credit growth is higher than the underlying growth in