4th DCA1985) (citing Cotton States Mutual Insurance Company v. Turtle Reef Associates, Inc., 444 So. 2d 595 (Fla. 4th 17 EFTA00606642 DCA 1984); Selected Risks Insurance Company v. White, 447 So.2d 455 (Fla. 4th DCA 1984)(urging trial court to make findings on that issue). If the requested material or information was prepar