N & upgrades ROSE, HSBC downgrade CSGN VX, CBK cuts LXS GY DNB downgrade SCH NO, UBS remove FR FP most preferred, Bern upgrade LLOY LN HSBC upgrade MKS LN, Swedbank downgrade GN DC, ABN initiate KPN NA (hold) UBS upgrade IMG LN, HSBC upgrade FNTN GY, DB downgrade MEL SM BofA downgrade RRS LN, UBS upgr