. HOWEVER. PERM/NGCANNOT GUARANTEE THEIR ACCURACY. SECURITIES FOR WHICH A RATING IS NOT AVALABLE ARE MARKED IJNRATECt. F ANY OF THE ABOVE TERMS AND CCRENCTS ARE UNACCEPTABLE TO YOU. FLEASE NOTIFYPERS-MG IMMEDIATELY II WRITING BY CERNFED MAIL TO ONE PERSHINGPLAZA JERSEY CITY. W 07399. ATM. LEGAL DEPT Page