RA/SIPC. a registered Futures Commission Merchant. a wholly owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly owned subsidiary of HSBC Holdings plc. Funds and other securities are not FDIC insured nor insured by any other government agency, are not deposits or other obligations of HSBC Bank USA

cial Officer of Bank One Corporation. Previously, she had been Chief Financial Officer of Citigroup Inc. She is a director of General Mills Inc. and HSBC Holdings plc. and previously served as a director of Progressive Casualty Insurance Company. Ms. Miller graduated from Princeton University with a bachelor's deg