,000 not invested by a 3rd party. EFTA00602529 Terms of Series B Preferred Stock Certificate of Incorporation Dividends: Annual 8% dividend on the Series B Preferred Stock, payable when and if declared by Board, and prior and in preference to any declaration or payment of other dividends; dividends are not cumulative.

ceipts. Each depositary share entitles the holder. o through the depositary, to a proportional fractional interest in all rights and preferences of the Series B Preferred Stock represented ne thereby (including any dividend. liquidation. redemption and voting rights). • w Dividends on the Series B Preferred Stork represe