James Edwards, Farmer Jaffe Weissing Edwards Fistos & Lehman, PL, Fort Lauderdale, FL, Jay C. Howell, J. Howell & Associates, Jacksonville, FL, for Plaintiffs-Appellees. Martin G. Weinberg, Martin G. Weinberg, PC, Boston, MA, Roy Black, Jacqueline L. Perczek, Black Srebnick Kornspan & Stumpf, PA, Miami, FL, Jay P.