arly WOCraWal upon the °oath or loss ol legal competency of any ire. Lady Withdrawal penalties will reauce the amount of interest earns° on the TD. Secondary Mallet Currently, no secorcary market exists for this TO are ro assurance is provide° that one will oovelop in the future ual who IS No account holder of

al competency of any ithivratial who is the account holder of the TO Lady Withdrawal penalties will reotce the amount of interest earned on the TD. Secondary Mallet Currently, no secorcary market exists for this ID arc no assurance is provided that ono WI develop in the future Interest will begin 10 accrue on t