are not absolute standards of duality. Credit duality of securities does not remove market nsk. ACongral information with respect to the securities Nat aro reflected as 'Not Rama" or "Rating Not Available" in tee Credit Rating section of Nis statement is available upon written recuest of the account hol

d we not absolute standards of °tatty. Credit °tatty of securities does not remove market nsk. ACCatiOral information with respect to the securities Nat aro reflected as 'Not Rated or 'Rating Not Available" in Ne Credit Rating section of Nis statement is available upon written request or the account holl

e not absolute standards of ctality. Credit Quality ol securities does not remove market nsk. ACilitiOnal reformation with respect to the securities Nat aro reflected as 'Not Rama- or "Rating Not Available- in No Credit Rating section of Nis statement is available upon written lacteal of the account holl