NFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0000697 EFTA_00 148482 EFTA01282390 BY-LAWS RECEIVED CE lass V. VFI OF 31.q_ !3, 68' S. EPSTEIN VIRGIN ISLANDS ,FOUNDATIONy(INCe.;:: ,. ,: ARTICLE I OFFICE The principal business office ofJ. EPSTEIN VIRGIN ISLANDS.FOL/NDATION, INC. (the `Corporatio