FTA_00141154 EFTA01279893 DECLARATION OF CONDOMINIUM FOR THE RATCLIFFE April 15, 2002 FILE COPY Drawn By and Mail To: Bobby D. Hinson, Esq. Womble Carlyle Sandridge & Rice, PLLC 3300 One First Union Center 301 South College Street Charlotte, North Carolina 28202 CHARLOTTE 298167v10 RUED RJR R204TROION mare 513/ O