ay be shared by the collecting agency with its assignees pursuant to 16 CFR Pan 313. I understand the above agreement and agree to be bound by it. BorrowerBrian Vickers Date Borrower Date Borrower Date Borrower Date 01/06 III It ~1111111HIll!IIll II 1111111 II CONFIDENTIAL SDNY_GM_00030630 EFTA_00141245