ligations,. Clients who are joint accountholders (Joint Accountholders) acknowledge and agree that pursuant to the lien to OBSI and Affiliates. the Colateral shall include Securities and Other Property held in the Account or any other account held by either Joint . Accountholder with OBSI or its Affiliate

y or all such Collateral in order to satisfy any Obligations. In enforcing this lien, DBSI shall have the discretion to determine what and how much Colateral to apply for the purposes of the.toregoing. Notwithstanding the foregoing, nothing herein shall be deemed to grant an interestin any Account or asse

bank may apply funds in the Secured Cara Colkiteral Account to Ny off any balance on thecredit card «cantil tivere are sial I unds remaining in the Colateral rkcount alter dono tos these lunch manaran on depout fa up te W days befa* (»mg remitid to ya, Cuasomer Service Monnoring Calls may be recordad or