ncluded in the cpenirg and closing balances 'glue. FDIC insurance apples to deposits at UBS Balk USA and al baits palCipaling in the UBS FDIC unwed DePOsit Progra-n. rt does not aPpty 10 ~sits al UBS AG. Stanford Sarah or bank cepovis placed through the U85 internaiona Deposit Account program SfC protection applies