ely, Capital One Services, LLC IFM0F0056/MAILIY/CD000740/P:ES/O:Y/ECNI/EM:0001PG-27009/QA-13236 EFTA00123825 Cap:W.33one Re: Account ending in Phillip I. Williams Dear Phillip I. Williams, IMPORTANT CHANGE TO YOUR ACCOUNT As of October 30, 2015, Capital One@ will no longer be offering the option to make add