; Haven Fed. Say. & Loan v. Kirian, 579 So. 2d 730, 733 (Fla. 1991); Citizens of the State of Fla. v. Wilson, 568 So. 2d 904, 908 n.6 (Fla. 1990); Magaw v. State, 537 So. 2d 564, 566-67 (Ha. 1989); Coon v. Cont'l Ins. Co., 511 So. 2d 971, 974 (Fla. 1987); Ivey v. Chicago Ins. Co., 410 So. 2d 494, 497 (Fla. 1