ate" means a rate per annum equal to: (a) if a Prime Loan, a floating rate of 2% above the rate of interest thereon (including any margin); (b) if a Fixed Rate Loan, a fixed rate of 2% above the rate of interest in 435429:O UCN: 802038885000 FAC ID: 198459885 EFTA00729714 effect thereon (including any margin