ucts: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value @2009 Merrill Lynch, Pierce, Fenner & Smith Incorporated. All rights reserved. Member Securities Investor Protection Corporation (SIPC). EFTA00823931 This message, and any attachments, is for the intended recipient(s) only, may contain information that is privileged, confid

ucts: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value @2009 Merrill Lynch, Pierce, Fenner & Smith Incorporated. All rights reserved. Member Securities Investor Protection Corporation (SIPC). This message, and any attachments, is for the intended recipient(s) only, may contain information that is rivileged, confidential and/or pr

cts: Arc Not FDIC Insured Arc Not Bank Civarantccd May Lose Value O2009 Merrill Lynch, Pierce, Fenner & Smith Incorporated. All rights reserved. Member Securities Investor Protection Corporation (SIPC). This message, and any attachments, is for the intended recipient(s) only, may contain information that is privileged, confidential and/or p

rce. Fenner & Smith Incorporated: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Merrill Lynch, Pierce. Fenner 8 Smith Incorporated. Member Securities Investor Protection Corporation (SIPC) EFTA00618203 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supp