nating hcreficiarios: 0 Payable on Death (POD) / in Trust For (ITP) /Totten Trust (Refer to Beneficiary Addendum flu details) It, Jgdng beton, IM e Ileilllowledge and agree that this account is and will be governed by it terns and conditions set forth in the account opening documents, cam Ii dreg die Deposi Ag