the Billing Cycles that end in Jan.. Ape. July. and Oct. D F Prime Rate + margin 1 month LIBOR + margin \low can I Avoid Membership Fees? If a Renew ern statement. you may avoid paying an annual membership Fee by contacting Customer Service no later than 45 days after the last day in the Siti

of the Billing Cycles that end in Jan.. April. Jay. ard Oct. F Prime Rate + margin 1 month LIBOR + margin Row can I Avoid Membership Fees? If a Renew pre statement ou may avoid paying an annual membership Fee by contacting Customer Service no late: than 45 days after the last day in the Bitin