ISCafirstbankvi.cOM P.O.Box 305600 St. Thomas, VI 00803 Re: Southern Trutt Company, Inc. Account 4s Ending 9346 and 8521 Dear Ms. Smith-Roberts: Because Southern Trust Company, Inc. ("STC") only intends to keep open its account at First Bank ending with the numbers 9346 (the "Remaining Account"), and will not keep open Its acco