ital., * %no istrnes 4a 01/44Val Rco isrisztusecra CONFIDENTIAL SDNY_GM_000 12977 CONFIDENTIAL FirstBankPR000040 EFTA_00123520 EFTA01268724 Corparation agrees to be bound by the Teens and Conditions for Business Accounts and Services. es well as any signature card. depose &kat, checktook, passbook.

RTICLE V A. The Corporation shall be managed by a. Board of Trustees which may further delegate management responsibilities to the officers of the Corparation. The number of Trustees:constituting the Board of Trustees is three. The number of TrustetaMay be increased or decreased from limit° time by amendm