waived account service charge fees and waived wire transfer fees. Going forward, Mr. Epstein's accounts wilt not receive a charge for service fees. Richer • Young meiotic,' a Business Relationship Manager Market Manager Wat, -I Cum< lot1 .4C• PO 110x Spas o: St Tt.opnas, V1 0.1V33 1i1: 3404)34331 340-71548