O Dened (Reason) • Referred to IN. Same Waage or BSA Cernellence Depervnant for guidance K efilaWed Subset to Business Manager NarnelOMOW WOWS Segneure NNNS.2463-0207R Date CONFIDENTIAL CONFIDENTIAL FirstBankPR000490 SD NY_GM_000 13327 EFTA_00123970 EFTA01269174 OBSERVATIONS AT PLACE OF BUS