sponsible for the upstairs trading, operations and technology areas. Mr. Meskin has an M.B.A. in finance from New York University and a Master's in Information Systems from the University of Cape Town, South Africa. John Novogratz Global Head of Marketing, Investor Relations and Product Development - Joined in 200

Group performing analysis on high yield securities, CBO, CLO, and other structured debt products. Mr. Chowdhury graduated with a B.S. in Finance and Information Systems from the Stern School of Business at New York University and received an . in Electrical Engineering from the University of Pennsylvania. Mr. Chowd

Act of 1974, and any other applicabb laws, mandates, Procurement Guidance Documents, and Executhe Oriels paiaining to the dackpment and operation of Information Systems and dr protection of Government information. This clause does not alter a diminish any existing tights, obligation or liabilityunder any other civil