rest rate fluctuations and changes in credit and market liquidity conditions. Market prices and values reflected may differ from liquidation values. Average Life represents the weighted average period of principal paybacks and may vary for securities with principal prepayment variability. Legal Final Maturity

then (3M US LIBOR + 386 bps) M = Yield to Maturity. C = Yield to Call. P = Yield to Pul. S = Strip Yield. R = Yield to Pre-Relunding. L = Yield to Average Life. 0 = Discount Rate. A = Annual Percentage Yield We offer these securities and/or deposits subject to availability. Market price. yield and credit ra

. then (3M US LIBOR 311 bps) M = Yield to Maturity. C = Yield to Call. P = Yield to Put. S = Strip Yield. 13 = Yield to Pre-Refunding. L = Yield to Average Life. 0 = Discount Rate. A = Annual Percentage Yield We offer these securities andlor deposits subject to availability. Market price. yield and credit ra