Insurance & Basic Res & upgrades Autos and Banks & cuts MEO1V FH & upgrades SU FP UBS adds GALP PL to most preferred & add OMV AV to least preferred & UBS upgrades TW/ LN HSBC downgrades ANDR AV/downgrades VOLVB SS, Exane upgrades DXNS LN GS upgrades MC FP, BEREN initiates CPI LN (b), BEREN upgrades I