0; and Ike Groff of 120 Oak Street, New Canaan, CT 06840 (collectively and individually the "Lender") OF THE FIRST PART AND Gloryana Perez of 16 Garner St., 2nd Floor Norwalk CT 06854 (the "Borrower") OF THE SECOND PART IN CONSIDERATION OF the Lender loaning certain monies (the "Loan") to the Borrower