K. Dema Law Offices of John K. Dema, P.C. 1236 Strand Street, Suite 103 Christiansted, St. Croix USVI 00820 Re: Financial Trust Company v. The Bear Stearns Companies Dear Jack: I have been trying unsuccessfully to reach you since Tuesday about your December 8, 2009 letter. I have left messages with Maren in you

panies, Inc. and related defendants is currently pending in the United States District Court for the Southern District of New York, captioned In re Bear Stearns Companies, Inc. Securities, Derivative, and ERISA Litigation, Master File No. 08 MDL 1963 (RWS), Securities Action, No. 08 Civ. 2793 (RWS) (the "Securities Cl